You’re an adult now… well sorta.
Knowing your student loan details could save you thousands of dollars.
Most lenders typically give you a six month grace period where you don't have to repay your loans. However, interest can accure during this time. Be sure to check with your lender for all the details.
More info: Department of Education- "5 Things You Need To Know About Your Student Loans"
Source: dailyoftheday.com
Using online banks will save you a lot of money in unnecessary fees.
Online banks offer way better interest rates, no monthly maintenance fees, and often no minimum balances. They are able to offer such great deals because they save on money personnel.
More info: Nerd Wallet- "Top Online Checking Accounts"
A high APR can screw you over.
APR (annual percentage rate) is what your credit card company charges you for keeping a balance on your credit card. You are charged interest if you don't pay off the full amount you owe each month.
Make sure you know what your APR rate is when signing up for a credit card as the rates range from 0%-30%, which can make a big difference on your bank account.
More info: Bank of America
Source: FOX
You can stay on your parent's health insurance until you're 26.
Even if you are: married, not living with your parents, are attending school, are not financially dependent on your parents, and are eligible to enroll in your employer’s plan.
More info: Healthcare.gov- "Young Adult Coverage"
Source: someecards.com
